Third Party Car Insurance
Cars are always our partners in life. Our vehicles stay as part of our homes. These too demand proper care and management. Buying third party car insurance is really beneficial for the long term sustainability of your vehicle. It protects your vehicle from any damage or accident. The beneficiaries also include legal and financial assistance. To protect your vehicle, provide it safe and secure insurance.Third party car insurance is the minimum mandatory cover in UAE.
Benefits of Third Party Car Insurance
Buying insurance for a car provides you with numerous benefits. It’s a must for traveling on roads. Following are some benefits:
This protects you and the third party involved in an unfortunate accident. If the person loses life or succumbs to severe injuries, the entire expenses are covered up in third party insurance.
Protects your savings
It protects your savings to a great extent by safeguarding. This will protect personal injuries in any case of an accident. This cover arrives in comprehensive coverage.
The premiums are available at affordable rates. Also, there are incidents where you bump into other property or vehicles. This is all counted in damages. You will be saved by this through the compensation policy.
What’s Covered in third party car insurance?
- Injury or death to a third party
- Damage caused by the insured to the third party
Third party car insurance exclusions
- The car cannot be replaced
- Damages caused to the insured vehicle during an accident
- Contractual liability
- Intentional damage to the car
- If the driver doesn’t have a license
- Death or injury of the owner in an accident
- Damage caused in a war
How to renew third part car insurance?
Renewing the policy is crucial for the persistence of policy. If you chose to renew it online, you should take care of the following points
- Visit the official website of the insurer
- Enter the policy details such as the policy number wherever needed
- Get the suggested premium
- Make online payment through your debit or credit card
If you follow these steps, you will receive an email or SMS notification regarding the successful renewal of your policy.
Details required to avail third party car insurance in UAE
The details that are required to avail a car insurance quote are:
- Driving license information
- Previous vehicle insurance claim Records
- Name & license details of other drivers added in the policy
- No Claim Bonus Details
- Documents Required to Purchase or Renew Your Car Insurance
In case if you have found a better deal and switching the insurance to a different insurance provider, then you will need the following documents:
- Driving License
- Emirates ID
Need More Info? Here’s Our Expert Guide To Help.
What is third party car insurance?
Third-party car insurance is a policy between the company and the insurer. This protects you from any damage or accident. This provides legal and financial assistance. This also looks after compensation and expenses to the third party if your car is in the default position responsible for the damage or accident.
What are the necessary documents required for a car insurance claim?
The claim demands entire authentic documents related to the insurer and the vehicle. This includes a driving license, registration certificate, pollution certificate, fitness certificate of the vehicle. And also, the clarification of whether the car was used for commercial purposes or private.
How to make a claim if your car is stolen?
There must be intimate claims to the insurance company for theft. You must immediately lodge a complaint. Most importantly, inform and cancel the registration number.
What if the car insurance policy expires?
This must be renewed within the required time period. If it expires, the vehicle inspection is done by the insurance company.
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