Find the best car insurance in Fujairah

What’s Covered in Car Insurance Policy

The general services provided to our policyholders are:

• Third-party liability & Comprehensive cover
• Motor fleet Insurance - Provides the benefit of covering all vehicles under on policy
• Accident coverage - Coverage against loss or damage arising from an accident, collision or overturning of the vehicle
• External explosion & fire cover - Protects your car against the loss caused due to explosion and fire
• Roadside Assistance - In case your vehicle breaks down or meets with an accident, the transport facilities or towing assistance to the nearest service station is provided.
• No claims discount - It’s a discount on the number of years that you haven’t made a claim on your car insurance policy
• 24*7 customer support - From listening to your queries to resolving them, our active customer support team is at your service, round the clock.

Additional Covers

• Personal Accident Cover
• 24 Hours Roadside Assistance
• GCC Cover
• Free Pick-Up and Drop-Off Free Pick-Up and Drop-Off
• Off-road Coverage
• Windscreen Damage Cover

What’s Not Covered in Car Insurance Policy

Listed below is a set of items usually not covered under the car insurance policy:

• Claims Filed After 3 Years
• Accidents Caused by Overloading of the Vehicle
• Unethical Use of Insured Vehicle
• Providing Misleading Information At the Time of Insurance Purchase or Investigation
• Intentional Damage

How to File a Claim for Car Insurance in Fujairah?

There are three simple steps to file a claim form. In case of further doubts or confusion about the process, Policyhous.com has a 24*7 customer services departments eager to help you out.

• File a Police Report - The first step in the claim form process is to file a police report. Call the police immediately at the time of the accident. In the meantime, take photographs of the damages caused to your and third parties' car and other properties. The police will assess the situation and give a pink slip to the person at fault and a green slip to the driver who is not at fault. You can contest the same if you are not satisfied with the assessment of the police at the appropriate authorities.
• Inform the Insurer - Inform the insurer about the incident and email them the necessary documents. Usually, the insurance company would send a detailed list of the documents that need to be presented to them to avail of the claim. It is very important to intimate the insurance company even if the customer is not intending to move ahead with the claim process.
• Pay your Excess - This is part of the expenses that you have to pay from your pocket before the insurance company steps in to settle for the rest of the liability.
• Final settlement - Based on the surveyor’s report on the damage and actual cost of repair, your case will be resolved according to the terms and conditions of your opted plan and it’s coverage.

Document Required to Buy Car Insurance

Given below is a list of documents required to purchase a Car Insurance policy in Fujairah. Please call our expert customer service officers to get a detailed list of documents required for purchasing car insurance. The below-given list is meant to offer guidelines on the same.

Details of driving license

Copy of your registration card (or Mulkiya)

Car details

Record of any previous car insurance claim

Details of No Claim Bonus